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this post was submitted on 09 Feb 2024
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Fucking clown
People are taking on credit card debt for lots of reasons: emergencies, unexpected bills, gaps in weekly pay, but almost no one is doing it because YOLO
"but that doesn't make the poors sound irresponsible! we have to make them sound irresponsible so we can then swoop in and save them from themselves!" the banking shill, probably.
I'm not so sure about that "probably." I think "so we can then swoop in and exploit them with even more predatory products and services!" is more likely.
Mine was the for-public-release version. Yours is the internal memo
Me paying the hospital bill because they wouldn't negotiate and threatened to send it to collections: YOLO 🥲
I dunno... I started watching Caleb Hammer on youtube and some of the people he's had on his show make me second guess the state of humanity.
Just saw a clip of a $1300 car payment on $3300 income. Floored.
Yeah it's almost always stupid expensive cars that get people in stupid debt on that show. But they "had to have a new car" 🙄
Avocado
toast
You're not wrong but hey, a guy's gotta eat.
I want to agree with you buy I don't want to go off based on a blurb in a shitrag such as business insider.
Maybe Rosenberg has collected spending data and noticed increase in spending at e-commerce sites and malls?
Maybe, but even then is it YOLO to use credit to buy new clothes for work?
I'm certain that the data is far more complicated than is being presented.
From where did you get that?
You said spending at e-commerce sites and malls. One of the reasons people spend money at malls is to get clothes for work.
As for e-commerce sites, I'm not sure why you think people go to Amazon just for luxuries.
ASOS?
I started working with welding presses this past year and needed to buy a week's worth of jeans to meet safety requirements (I didn't really own jeans before lol)
Fortunately I had some savings, otherwise I'd have been forced to use credit to buy them before I got my first paycheck
Agh I don't envy you. I hate being anywhere near a spot welding machine or a press. Putting them together sounds like hell.
Oh? Hold my beer....