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this post was submitted on 25 Jul 2024
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All we need to do is get rid of the cap on income and it would immediately have more money than we need.
If someone makes more than the cap, they can afford to keep paying it
But that means the well off would be paying in; not just the poor.
What is this some sort of socialist financial security plan?
I'm making enough now that I hit the cap, and I'm annoyed by it. I don't need social security, but the less fortunate do. It's so backwards. I should be paying more into it.
Billionaires should be putting millions into SS every year. It’s outrageous that that’s not happening.
Fuck that.
I never wanted to pay a dime of it, because even as a teen with a shitty starter job I was paying into a system I knew was going to go broke before I got to draw anything from it. Now I work two jobs just to contribute to my retirement so that maybe I'll get a few good years at the end, and bow they want to make sure that no matter how much I make, I have to keep paying? Get fucked (the system, not you in particular).
How about we set a floor, below which you don't need to pay for social security. I don't know what number makes sense, lets just call it $500k/yr. Then all the rich assholes who don't need it can pay for the people they're fucking over.
While we're at it, take social security out of dividend payouts and stock sales above some yearly threshold too, take some back from the dicks who don't actually have "income" because they get paid in stock.
At the very least they could take the damn cap off it.
https://money.usnews.com/money/retirement/social-security/articles/what-is-the-social-security-tax-limit
Right now it's almost like the opposite of your suggestion.
Hah, yeah. Honestly, fuck it, yeah, take the cap off. I'm still getting fucked, but at least the generation before me and my less fortunate peers would be less fucked.
And maybe my idea was wrong-headed... if they took the cap off, and I ended up paying more as I got paid more, it would still be better because at leat it would be around when I was old.
I don't remember the payouts being super awesome though. Ugh, I don't know. I think I'm fucked either way.
The cap is $168,600.
You're not a rich individual on a bad day. You're working two jobs. You're fucking poor, just like almost all the rest of us.
Class is what we've all in common.
Not gonna lie first part of the post I'm like this guy is am asshole but reading the entire post you've got some great ideas
Haha, thanks. In fairness, I am kind of an asshole, but I believe in social security. I've paid into it for over 20 years now, and not even my parents (who also paid into it for decades) will benefit from it. Angrys up the blood.
I'm working my ass off because - never mind my own retirement - the people who raised me are going to need a ton of my help, and I'm like... we all paid into it... why? It was supposed to be "you pay in for people now, and we'll take care of you later". I'm glad other people got my money all this time, but they fucking forgot that second part, man.