this post was submitted on 18 Mar 2025
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A Boring Dystopia
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I worked hard so I didn't have to take loans. I never had much pity for people who did take them. They were obviously predatory and the math never checked out. Any amount of cursory research on it would have shown that. They took those loans, didn't have a plan to pay them back and have begged politicians to spend my tax money on bailing them out.
Middle class America doesn't need to be bailing out someone who graduated from a four year degree. They're not any more deserving of the money just because they're gullible or ignorant at best.
In glad you don't have loans. Some people are not able to get higher education without loans due to a variety of factors. I don't know why you're comfortable calling what are likely teenagers gullible or ignorant when the loans are predatory by nature, and are likely handling their very first "adult" purchase.
Education should not only be accessible to the wealthy. Middle class America has bailed out the banks, companies "too big" to fail, even other countries. Middle class America paid for PPP loans and forgiveness. We have bailed out billionaires over and over, but college is crossing the line?
I want my taxes to pay for education. And not just education that "makes sense." I want to pay for one kid's gender studies with a minor in dead languages, as well as the kid going for oncology. I don't want anyone to question getting an education because of the price. An educated society is an investment for everyone. The American people are deserving of the taxes that they pay into.
this is a great way to put it. I grew up isolated from culture, from the world, and from the personality, curiosity and interests that kind of exposure can give - and now that I'm knee deep in adulting, I don't know how I would go about learning more about culture and humanity, especially since I'm stuck working full time to keep the lights on (and pay my student loans).
If I felt that I could do a bachelor's in gender studies or social sciences, I would. I wouldn't expect it to make me rich, and I'm already a network engineer and systems geek, so that pays the bills anyway - but I'd do it because I think that's something that would make me a more balanced person, and that would make my work better as a result.
I think we should go much further: Being educated should be a JOB. We pay the students, so that they focus on learning. Provided this grade-based income is less than a "real" job, they will naturally migrate into the workforce.
This will undoubtedly require a major rethinking on what an economy is, how it works, and why it should exist in the first place. But I think we are close to American Capitalism being milked dead, so we should start thinking of new approaches for whatever is to come after the fall.
That's an awesome idea! It would make it so much easier for people.
There's also the fact that students fully know they're getting screwed but you don't have a choice in this country
And the insane thing is, that is proven in case after case and should be one of the core tenants of any society. It’s just that - if you make them dumb, squeeze them only a little at a time, and tell them it’s not your fault - you can get more profit for yourself. And we, as Americans, haven’t been squeezed enough to break free.
Paying off their loans for fix the cost of education crisis. It kicks it down the road for our children to fix. With added costs since we've set a precedent that it will be forgiven. Advocating for student debt forgiveness is advocating for throwing fuel on the fire.
Any payoff without a meaningful plan to fix the root cause is robbery of the middle and lower class by upper middle class and upper class children with a predisposition to high income.
The idea is it would be forgiven and then education would be free or highly subsidized. It's middle class and lower class that are hardest hit by these loans as it is. Upper class children either don't need the loans or take our less. Yes, it's frustrating to be customer 99 instead of 100, but, I mean, grow up. Education is planting seeds in a garden we'll likely not live to see, but that doesn't mean we shouldn't till the soil just so the next generation has it as difficult as we did. Taxes are going up as it is, I would rather it at least be going towards something meaningful for a change. Free education. Free health care. I'm already paying for it. You're already paying for it. I want what we paid for.
If we subsidize it or pay for it with a fund generated from the people who profited from the predatory loans that would be fine. Why does average Americans need to pay for White upper middle class kids to get ahead?
God bless you and your ability to give such a gracious answer.
PPP loan forgiveness already happened, so why should they be the only ones?
The PPP loans should not have happened and should be prosecuted. You can't be mad the bank robber made more money than you, you should catch the bank robber instead.
How does forgiving debt help rich people? They aren't the ones burdened by it.
People who have a large amount of debt from school are much, much more likely to have higher paying jobs. Someone with a Masters in Comp Sci doesn't need a handout paid for by the lower and middle class.
I did a quick Google search which indicates that the average American income for people with a bachelor's degree is about $60,000 (ballpark). That goes up to $80,000 for Masters. Plumbers make about as much as someone with a bachelor's degree. Problem is that $80,000 a year, while a decent living, is not rich. If you think it is rich, god bless you
The bulk of government disbursements should be paid by those who have the bulk of the disposable income, but tax policy (and the fact that I think you're full of shit based on my own experience with people with master's degrees) aside those disbursements should go to people on the basis of need, perhaps quantified as income, and you could call them "Income Based" or "Income Driven" and...oh wait, that's what the Trump administration just got rid of.
such lazy bait.
Such lazy students.
Ok boomer. Now get back in your recliner. Wheel of Fortune will be on in just a minute..
Man, why do losers always have anime pfps? Is that supposed to be some shitty OC or something?
waterfoul? more like what-a-fool
4 days old.
Bye, foul water!
OK boomer
Congratulations you were the smartest 17 year old on earth here's a fucking cookie go masturbate or whatever
How long ago was this? Which state? Which degree?
btw account is 4 days old, might be a troll
Show me the redacted screenshots of your bills being paid in cash and I’ll believe this bullshit. 🙄
It's not even that expensive to go to community college for two years and then a state college for two years. You guys are completely delusional and disconnected from reality.
Even with books and the price where it's at now, it's about 35,000 dollars. When I went it wasn't too much cheaper. That's without any aid or scholarships. A Pell Grant would give you about half these days. It's easy to get 2k from state scholarships. You're probably looking at 18k conservatively. I got a few other scholarships/grants and only needed to pay 12k. I put 500 aside every month for two years. If you can't find that money you are living above your means.
Most of the people looking for relief went to a nice state college for 4-8 years and used loans to live on campus. I'm more than happy to review full debt relief for disadvantaged people. I'd donate to fund that. I'm not sacrificing my son's future to have some white kid who makes 125k annually doesn't have to pay back the party loan he took and his parents have the ability to pay off.
All I had to do was pour concrete for two years before I went and live well within my means. Done. Paid for. The people who took the loans were lazy and chose the easy route. They wilfully ignored the obvious signs that it was predatory. Now they want to make the situation worse and have lower classes pay for their loans and compound the issue for our children. Most of them are white kids with well off parents who could afford it if they wanted to. This is a wealth transfer from the poor and middle class to wealthy white people.
Thanks for the anecdote, but I could make up any story I want to explain anything I want. Without proof, your words mean nothing. There are plenty of holes in the other ideas you espoused, but I'm not going to waste my time on this website to shine light on them. You believe everyone who didn't do what you did was lazy and stupid, so you're not really worth my time to have a conversation with.
Oh I'm sure you put in more than you take out.
You mean above the poverty line?